When you think of paying an annual fee of $100 that ends up with you paying $8 a month just for having the card, even if you don’t use it. ![]() No annual fee.Ĭredit cards that have an annual fee are usually debt traps waiting to snap your wallet closed so they have access to your hard earned money, not you. Those home improvement projects don’t have to wait until your credit score opens the door for a bank loan. With the Menards card you get a card to be used for buying the necessities at any Menards store and you can fill up your gas tank at any Kwik-Trip and several other regionally served gas station brands. Most people with solid credit don’t travel internationally. People who have below average credit cards are often offered advantages such as cash advances and the ability to use the card while traveling internationally. ![]() If you have heard any criticisms about the card they are likely from people who have been rejected, which are in the minority. The Menards credit card is exactly that – and more. Repairing your credit is something that can take years to do, so having a credit card that will actually help you through that process and still have significant advantages while using it makes your life that much easier.
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